E-wallet
Advanced financial technologies for seamless digital transactions
Leveraging out-of-the-box capabilities, Cloud Tech works with Alipay+ Payment Tech to enable E-wallet’s hundreds of millions of registered users worldwide to enjoy seamless omni-channel payment service in an easy and secure manner. With strong acquiring capabilities, multi-scenario competence and robust risk management, this E-wallet solution has successfully realized online and in-store payment, top-up, withdrawal, transfer, and other related value-added services, significantly speeding up the digitalization of payment methods and promoting greater financial inclusion.
Omni-channel acquiring scenario coverage and end-to-end acquiring-payment-settlement service bring increased customer base, opportunities and revenues.
Merchants, SMEs in particular, are enabled by the solution to have access to more convenient, flexible, and low-cost one-stop cashier service with just a static QR code printed on a piece of paper.
A unified platform to address comprehensive services of merchants, such as order processing, refunds, multi-tiered management of shops, and staff management, significantly promoting the efficiency of merchant management.
The accumulation of payment data helps form unique business insights into users, which enables merchants and platform to develop appropriate business strategies, unlock more room for development and better serve users.
Risk management system effectively curbs diverse risks and improves platform performance, thereby providing safer and more convenient user experience with less disturbance.
Direct payment
Provide a multi-party agreement-based payment method without interacting with cashier service or inputting password.
Two-stage payment
Build foundation of trust for transactions based on “pay now confirm later mode” in pre-authorization & e-commerce scenarios.
Cashier service
Offer unified and diversified payment request processes for online payment scenarios with 3 major embeddable products: H5, SDK&API cashier.
Compatibility with multiple cloud service providers
Flexible deployment on cloud such as Alibaba Cloud, AWS, etc., and on-premise to meet the needs of wallet customers.
Acquiring capabilities
Provide online and offline acquiring capabilities to cover merchants in diverse scenarios.
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In Partnership with Alipay+ Payment Tech
Originated from Alipay’s technology, product and experience in China market, Alipay+ Payment Tech is a full suite of E-wallet solutions enabling customers to build E-wallet apps quickly with world-class reliability and stability.
Alipay+ Payment Tech brings customers proven payment technology and out-of-the-box capabilities to accelerate the time-to-market for their own E-wallets, even for new industry players. Alipay+ Payment Tech also offers mini-program capability to develop an open business eco-system, allowing E-wallets to evolve into super apps. In addition, it provides training programs and certification to help cultivate talent for long-term E-wallet development. Alipay+ Payment Tech has supported major E-wallets in markets including Southeast Asia and Africa, serving hundreds of millions of E-wallet users.